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LEGAL

At Clay Raquel Marketing Incorporated, we understand that confidentiality and trust are key elements of any financial relationship. Because you have entrusted us with personal information we make safeguarding that information and protecting your privacy a top priority.

We are providing this Privacy Statement to you in accordance with recent legislation requiring financial firms to disclose their processes for obtaining, using and protecting customer information.

At Clay Raquel Marketing Incorporated we do not sell your personal information to anyone.
Collection of Information: Non-Public personal information includes much of the information you provide to us and the related information about your transactions and your account(s) at Clay Raquel Marketing Incorporated. Examples of nonpublic personal information include the information you provide on the new account form, your account balance or transactional history, and the fact that you are a customer of Clay Raquel Marketing Incorporated

We collect non-public personal information about you from the following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with non-affiliated third parties, such as providers of mutual funds, annuities, insurance and other investments offered through Clay Raquel Marketing Incorporated. Information we may collect from other non-affiliated third parties, such as marketing research firms
Information we may receive from a regulatory/consumer reporting agency

Disclosure of Information: We do not disclose any personal information about our customers or former customers to anyone, except as required or permitted by law, or upon your written consent.

Security of Information: We restrict access to your non-public personal information to personnel who are necessary or appropriate to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect your non-public personal information.

Right to Opt Out: At Clay Raquel Marketing Incorporated we do not currently disclose non-public personal information of its customers to non-affiliated third parties, except as described above. If, in the future, if this policy changes, you will be notified and given an opportunity to opt out of having this information shared.

Thank you for your continued trust and confidence in Clay Raquel Marketing Incorporated.